/* ===========================================================
   LH Money — Hallmark design system (Bento / modern-minimal)
   Compartido por TODAS las páginas. Marca: azul #005BAA, rojo #E30613.
   =========================================================== */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600&family=Outfit:wght@500;600;700;800&display=swap');

:root{
  --paper:oklch(99% .004 240);
  --paper-2:oklch(97% .006 245);
  --paper-3:oklch(94.5% .009 245);
  --ink:oklch(26% .035 255);
  --ink-2:oklch(46% .025 255);
  --rule:oklch(91% .012 250);
  --navy:oklch(21% .04 255);
  --accent:oklch(48% .12 252);
  --accent-deep:oklch(40% .12 254);
  --accent-soft:oklch(95% .03 250);
  --accent-ink:#fff;
  --red:oklch(56% .21 27);
  --gold:oklch(74% .14 78);
  --gray:oklch(46% .025 255);
  --primary:var(--accent); --primary-color:var(--accent); --primary-dark:var(--accent-deep);
  --secondary:var(--red); --accent-color:var(--red);
  --light:var(--paper-2); --text-light:var(--ink-2); --text-main:var(--ink);
  --font-display:'Outfit',system-ui,sans-serif;
  --font-body:'Inter',system-ui,sans-serif;
  --ease-out:cubic-bezier(0.16,1,0.3,1);
  --dur:240ms;
  --maxw:1160px;
  --r-sm:.55rem; --r-md:1rem; --r-lg:1.4rem;
  --gap:1rem; --z-nav:50;
}
*{box-sizing:border-box}
html,body{overflow-x:clip}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--paper);
  line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--font-display);font-style:normal;line-height:1.15;
  overflow-wrap:anywhere;min-width:0;color:var(--ink);margin:0;letter-spacing:-.02em}
p{margin:0}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 1.5rem}
.ico{width:1.4em;height:1.4em;stroke:currentColor;fill:none;stroke-width:1.75;
  stroke-linecap:round;stroke-linejoin:round;flex:none}
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-display);font-weight:600;
  padding:.7rem 1.3rem;border-radius:var(--r-sm);cursor:pointer;border:0;
  transition:background var(--dur) var(--ease-out),transform var(--dur) var(--ease-out)}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-deep)}
.btn-ghost{background:transparent;border:1.5px solid var(--rule);color:var(--ink)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent)}

/* ---- nav ---- */
.nav{position:sticky;top:0;z-index:var(--z-nav);background:color-mix(in srgb,var(--paper) 88%,transparent);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--rule)}
.nav .wrap{display:flex;align-items:center;gap:1.25rem;height:70px}
.brand{display:inline-flex;align-items:center}
.brand img{height:44px;width:auto}
.nav-links{display:flex;gap:1.5rem;margin-left:auto;font-weight:500;font-size:.95rem}
.nav-links a{color:var(--ink-2);padding:.25rem 0;transition:color var(--dur) var(--ease-out)}
.nav-links a:hover{color:var(--ink)}
.nav-call{display:inline-flex;align-items:center;gap:.5rem;white-space:nowrap;
  font-family:var(--font-display);font-weight:600;color:var(--accent-ink);background:var(--accent);
  padding:.55rem 1rem;border-radius:var(--r-sm);transition:background var(--dur) var(--ease-out)}
.nav-call:hover{background:var(--accent-deep)}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:.4rem;color:var(--ink)}
.nav-toggle .ico{width:1.7em;height:1.7em}
@media(max-width:860px){
  .nav .wrap{gap:.6rem}
  .nav-call{margin-left:auto}
  .nav-toggle{display:inline-flex;order:3}
  .nav-links{position:absolute;top:70px;left:0;right:0;flex-direction:column;gap:0;margin-left:0;
    background:var(--paper);border-bottom:1px solid var(--rule);padding:.25rem 1.5rem 1rem;
    box-shadow:0 14px 26px -14px rgba(0,0,0,.18);display:none}
  .nav-links.open{display:flex}
  .nav-links a{padding:.85rem 0;border-bottom:1px solid var(--rule)}
  .nav-links a:last-child{border-bottom:0}
}

/* ---- breadcrumbs ---- */
.breadcrumbs{max-width:var(--maxw);margin:0 auto;padding:1rem 1.5rem 0;font-size:.85rem;color:var(--ink-2)}
.breadcrumbs a{color:var(--accent)}

/* ---- hero ---- */
.hero{text-align:center;padding:3.5rem 0 2.5rem}
.kicker{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--font-display);font-weight:600;
  font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);
  background:var(--accent-soft);padding:.4rem .85rem;border-radius:100px;margin-bottom:1.1rem}
.hero h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:800;max-width:18ch;margin:0 auto}
.hero h1 .hl{color:var(--accent)}
.hero .lead{margin:1.1rem auto 0;max-width:62ch;color:var(--ink-2);font-size:1.1rem}
.hero .meta{margin-top:1.5rem;display:flex;flex-wrap:wrap;gap:.7rem 1.5rem;justify-content:center;
  font-size:.9rem;color:var(--ink-2)}
.hero .meta span{display:inline-flex;align-items:center;gap:.45rem}
.hero .meta .ico{color:var(--accent)}
.hero .cta{margin-top:1.6rem;display:flex;gap:.8rem;justify-content:center;flex-wrap:wrap}

/* ---- bento ---- */
.bento{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:var(--gap);padding-bottom:1rem}
.cell{background:var(--paper-2);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.5rem;
  display:flex;flex-direction:column;gap:.5rem;opacity:0;transform:translateY(12px);
  animation:rise .5s var(--ease-out) forwards}
.cell:nth-child(2){animation-delay:.04s}.cell:nth-child(3){animation-delay:.08s}
.cell:nth-child(4){animation-delay:.12s}.cell:nth-child(5){animation-delay:.16s}
.cell:nth-child(6){animation-delay:.20s}.cell:nth-child(7){animation-delay:.24s}
@keyframes rise{to{opacity:1;transform:none}}
.span2{grid-column:span 2}.row2{grid-row:span 2}
.cell .badge{width:42px;height:42px;border-radius:11px;display:grid;place-items:center;
  background:var(--accent-soft);color:var(--accent)}
.cell h3{font-size:1.2rem;font-weight:700}
.cell p{color:var(--ink-2);font-size:.95rem}
.cell .more{margin-top:auto;font-family:var(--font-display);font-weight:600;font-size:.9rem;
  color:var(--accent);display:inline-flex;align-items:center;gap:.4rem}
.cell.feature{background:var(--navy);border-color:transparent;color:#fff}
.cell.feature h3{color:#fff}
.cell.stat .v{font-family:var(--font-display);font-weight:800;font-size:2.8rem;color:var(--accent);
  font-variant-numeric:tabular-nums;line-height:1}
.cell.stat .stars{color:var(--gold);letter-spacing:2px}
.cell.bazar{background:linear-gradient(160deg,var(--accent-soft),var(--paper-2));border-color:var(--accent-soft)}
.cell.bazar .tag{align-self:flex-start;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
  color:var(--red);background:color-mix(in srgb,var(--red) 12%,transparent);padding:.25rem .6rem;border-radius:100px}
.bazar-img{margin-top:.6rem;border-radius:var(--r-md);height:150px;width:100%;object-fit:cover}
.corridors{display:flex;flex-wrap:wrap;gap:.45rem;margin-top:.3rem}
.corridors span{font-size:.85rem;background:var(--paper);border:1px solid var(--rule);
  padding:.3rem .7rem;border-radius:100px}
@media(max-width:860px){.bento{grid-template-columns:repeat(2,minmax(0,1fr))}.span2{grid-column:span 2}}
@media(max-width:560px){.bento{grid-template-columns:1fr}.span2,.row2{grid-column:auto;grid-row:auto}}

/* ---- calculator (production markup, navy feature tile) ---- */
.cell.feature .calculator-form{display:flex;flex-direction:column}
.calc-tabs{display:flex;gap:.35rem;background:rgba(255,255,255,.1);padding:.3rem;border-radius:var(--r-sm);margin:.4rem 0 .9rem}
.calc-tab{flex:1;border:0;background:transparent;color:rgba(255,255,255,.7);font-family:var(--font-display);
  font-weight:600;font-size:.9rem;padding:.5rem;border-radius:.4rem;cursor:pointer;
  transition:background var(--dur) var(--ease-out),color var(--dur) var(--ease-out)}
.calc-tab.active{background:#fff;color:var(--accent)}
.form-group{margin-bottom:.7rem}
.form-label{display:block;font-size:.78rem;font-weight:600;color:rgba(255,255,255,.7);margin-bottom:.3rem}
.form-input,.form-select{width:100%;border:1px solid rgba(255,255,255,.18);border-radius:var(--r-sm);
  padding:.65rem .75rem;font-family:var(--font-body);font-size:1.05rem;background:rgba(255,255,255,.07);
  color:#fff;font-variant-numeric:tabular-nums}
.form-select option{color:var(--ink)}
.form-input:focus,.form-select:focus{outline:2px solid #fff;outline-offset:1px}
.result-box{background:rgba(255,255,255,.08);border-radius:var(--r-md);padding:.85rem 1rem;margin-top:.2rem}
.result-row{display:flex;justify-content:space-between;font-size:.82rem;color:rgba(255,255,255,.7)}
.result-value{color:#fff;font-variant-numeric:tabular-nums;font-weight:600}
.result-total{display:flex;align-items:baseline;justify-content:space-between;gap:.5rem;margin-top:.5rem;
  padding-top:.6rem;border-top:1px solid rgba(255,255,255,.16)}
.total-label{font-size:.82rem;color:rgba(255,255,255,.7)}
.total-amount{font-family:var(--font-display);font-weight:800;font-size:1.7rem;color:#fff;
  font-variant-numeric:tabular-nums;margin-left:auto}
.total-currency{color:rgba(255,255,255,.7);font-size:.9rem}
#last-updated-text{color:rgba(255,255,255,.6);font-size:.72rem;display:block;margin-top:.6rem}
#calc-guarantee{margin-top:.6rem;font-size:.78rem;color:#bbf7d0;font-weight:600;
  background:rgba(22,163,74,.18);padding:.25rem .6rem;border-radius:100px;display:inline-block}

/* ---- sections ---- */
section{padding:4rem 0}
.sec-head{max-width:54ch;margin-bottom:2rem}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head .eyebrow{font-family:var(--font-display);font-weight:600;font-size:.78rem;letter-spacing:.12em;
  text-transform:uppercase;color:var(--accent);display:block;margin-bottom:.5rem}
.sec-head h2{font-size:clamp(1.7rem,3.5vw,2.4rem);font-weight:700}
.sec-head p{margin-top:.6rem;color:var(--ink-2);font-size:1.05rem}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem}
.step{padding-top:1.1rem;border-top:2px solid var(--accent)}
.step .n{font-family:var(--font-display);font-weight:800;font-size:.85rem;color:var(--red);letter-spacing:.1em}
.step h3{font-size:1.15rem;margin:.5rem 0 .3rem}
.step p{color:var(--ink-2);font-size:.95rem}
@media(max-width:680px){.steps{grid-template-columns:1fr}}

/* partners */
.partners{background:var(--paper-2);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.partners .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:1rem 3rem;padding:2.2rem 1.5rem}
.partners .lbl{font-family:var(--font-display);font-weight:600;font-size:.78rem;letter-spacing:.12em;
  text-transform:uppercase;color:var(--ink-2);width:100%;text-align:center;margin-bottom:.3rem}
.partners img{height:32px;width:auto;object-fit:contain;opacity:.72;filter:grayscale(100%);
  transition:opacity var(--dur) var(--ease-out),filter var(--dur) var(--ease-out)}
.partners img.sm{height:23px}
.partners img:hover{opacity:1;filter:none}

/* testimonials */
.testi{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.1rem}
.quote{background:var(--paper-2);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.6rem}
.quote .stars{color:var(--gold);letter-spacing:2px;font-size:.95rem;margin-bottom:.7rem}
.quote p{color:var(--ink)}
.quote .who{margin-top:1rem;font-family:var(--font-display);font-weight:600;color:var(--accent)}
.quote .when{font-size:.78rem;color:var(--ink-2)}
@media(max-width:780px){.testi{grid-template-columns:1fr}}

/* faq */
.faq{max-width:760px;margin:0 auto;display:grid;gap:.7rem}
.faq details{background:var(--paper-2);border:1px solid var(--rule);border-radius:var(--r-md);padding:0 1.2rem}
.faq summary{cursor:pointer;list-style:none;padding:1.1rem 0;font-family:var(--font-display);
  font-weight:600;color:var(--ink);display:flex;justify-content:space-between;gap:1rem;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary .ico{color:var(--accent);transition:transform var(--dur) var(--ease-out)}
.faq details[open] summary .ico{transform:rotate(45deg)}
.faq .ans{padding:0 0 1.1rem;color:var(--ink-2);font-size:.97rem}

/* contact */
.contact{background:var(--navy);color:#fff}
.contact h2{color:#fff}
.contact .grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:start}
.contact .nap{font-size:1.02rem;line-height:1.9}
.contact .nap strong{color:#fff}
.contact .nap a{color:#fff}
.contact .row{display:inline-flex;align-items:center;gap:.55rem;color:rgba(255,255,255,.85)}
.contact .ico{color:#7FB2E6}
.contact iframe{width:100%;height:300px;border:0;border-radius:var(--r-lg)}
.wa{display:inline-flex;align-items:center;gap:.55rem;margin-top:1rem;background:#25D366;color:#062b14;
  font-family:var(--font-display);font-weight:700;padding:.65rem 1.1rem;border-radius:var(--r-sm)}
@media(max-width:780px){.contact .grid{grid-template-columns:1fr;gap:1.6rem}}

/* prose (legal / quienes-somos) */
.prose{max-width:820px;margin:0 auto;padding:3rem 1.5rem 4rem;line-height:1.75}
.prose h1{font-size:clamp(2rem,4vw,2.8rem);margin-bottom:.4rem}
.prose h2{font-size:1.4rem;margin:2rem 0 .6rem;color:var(--accent)}
.prose p,.prose ul,.prose li{color:var(--ink-2);font-size:1.02rem}
.prose ul{padding-left:1.2rem;margin:.5rem 0}
.prose li{margin-bottom:.4rem}
.prose strong{color:var(--ink)}
.prose a{color:var(--accent)}
.prose .updated{color:var(--ink-2);font-style:italic;font-size:.9rem}
.prose table{width:100%;border-collapse:collapse;margin:1rem 0}
.prose th,.prose td{text-align:left;padding:.6rem;border-bottom:1px solid var(--rule);font-size:.95rem}
.prose th{font-family:var(--font-display);color:var(--ink)}

/* footer */
.foot{background:var(--navy);color:rgba(255,255,255,.78);padding:3rem 0 2rem;border-top:1px solid rgba(255,255,255,.1)}
.foot-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:2rem;padding-bottom:2rem;
  border-bottom:1px solid rgba(255,255,255,.13)}
.foot h4{color:#fff;font-size:1rem;margin-bottom:.8rem}
.foot-logo{height:58px;width:auto;background:#fff;padding:.6rem .9rem;border-radius:var(--r-md);margin-bottom:1rem}
.foot-links{display:flex;flex-direction:column;gap:.5rem;font-size:.92rem}
.foot-links a{color:rgba(255,255,255,.7);transition:color var(--dur) var(--ease-out)}
.foot-links a:hover{color:#fff}
.foot-bottom{display:flex;flex-wrap:wrap;gap:.6rem 1.5rem;justify-content:space-between;margin-top:1.5rem;
  font-size:.8rem;color:rgba(255,255,255,.5)}
@media(max-width:780px){.foot-top{grid-template-columns:1fr;gap:1.6rem}}

@media(prefers-reduced-motion:reduce){
  .cell{animation:none;opacity:1;transform:none}
  *{scroll-behavior:auto}
}


/* ===== legacy compat: estilo Bento para el markup existente (país/cambio) ===== */
.section{padding:4rem 0}
.section-title{text-align:center;max-width:60ch;margin:0 auto 2rem}
.section-title h2{font-size:clamp(1.7rem,3.5vw,2.4rem);font-weight:700}
.section-title p{margin-top:.5rem;color:var(--ink-2)}
.py-sm{padding:.7rem 0}.text-xs{font-size:.78rem}.mt-sm{margin-top:.5rem}
.grid{display:grid;gap:1.5rem}
.grid-2{grid-template-columns:1fr 1fr}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:820px){.grid-2,.grid-3{grid-template-columns:1fr}}
.breadcrumbs-container{background:var(--paper-2);border-bottom:1px solid var(--rule)}
.breadcrumbs-container .breadcrumbs{max-width:var(--maxw);margin:0 auto;padding:.7rem 1.5rem;font-size:.85rem;color:var(--ink-2)}
.breadcrumbs-container .breadcrumbs a{color:var(--accent)}
.page-hero{background:linear-gradient(160deg,var(--navy),oklch(27% .05 258));color:#fff;padding:3.5rem 0}
.page-hero h1{color:#fff;font-weight:800}
.page-hero p{color:rgba(255,255,255,.85)}
.page-hero .hero-wrapper{display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;align-items:center}
.page-hero .hero-content{text-align:left}
@media(max-width:860px){.page-hero .hero-wrapper{grid-template-columns:1fr;gap:2rem}}
.calculator-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);
  border-radius:var(--r-lg);padding:1.5rem}
.card{background:var(--paper-2);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.6rem;
  transition:border-color var(--dur) var(--ease-out),transform var(--dur) var(--ease-out)}
.card:hover{border-color:var(--accent);transform:translateY(-2px)}
.doc-card{background:var(--paper-2);border:1px solid var(--rule);border-radius:var(--r-lg);padding:1.4rem}
.feature-list{list-style:none;padding:0;margin:0;display:grid;gap:.8rem}
.feature-list li{display:flex;gap:.6rem;align-items:flex-start}
.faq-grid{max-width:780px;margin:0 auto;display:grid;gap:.7rem}
.faq-item{background:var(--paper-2)!important;border:1px solid var(--rule)!important;
  border-radius:var(--r-md)!important;box-shadow:none!important;padding:1.2rem 1.3rem}
.faq-item h3{font-size:1.05rem;color:var(--ink);margin-bottom:.4rem}
.faq-item p{color:var(--ink-2);font-size:.97rem}
.contact{background:var(--navy);color:#fff}
.contact .section-title h2,.contact h2{color:#fff}
.contact-wrapper{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:center}
.contact-info-col{color:#fff}
.contact-list{display:grid;gap:1rem;margin-top:1rem}
.contact-item{display:flex;gap:.8rem;align-items:flex-start}
.contact-icon{font-size:1.3rem}
.contact-details h4{color:#fff;font-size:1rem}
.contact-details p,.contact-details a{color:rgba(255,255,255,.85)}
.contact-map-col iframe{width:100%;min-height:320px;border:0;border-radius:var(--r-lg)}
@media(max-width:860px){.contact-wrapper{grid-template-columns:1fr;gap:1.6rem}}
.section table{width:100%;border-collapse:collapse;background:var(--paper-2);
  border:1px solid var(--rule);border-radius:var(--r-md);overflow:hidden}
.section th,.section td{padding:.8rem 1rem;border-bottom:1px solid var(--rule);text-align:left;font-size:.95rem}
.section thead th{background:var(--accent);color:#fff;font-family:var(--font-display)}